Experienced Senior Loan Officer with a demonstrated history of working in the real estate industry. Skilled in U.S. VA Loans, Refinance, First Time Home Sellers, U.S. Federal Housing Authority (FHA), and U.S. FHA Financing. Strong real estate professional with a Bachelor of Science – BS focused in Business Administration, Management and Operations from California State University, Northridge. I have been in this business since 1985 and have been able to help generations in families to reach their home ownership potential. There is no credit issue which I have not seen and been able to overcome. My ultimate goal is to build long lasting relationships with my clients so I can help everyone in their family and their friends. I treat all my clients as family and respect them in every way possible to build a lasting friendship and connection with them. My business is done strictly by referrals of past clients and has been successful since 1985. Let me help you, family or friends to obtain the home ownership dream.